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Are you thinking about buying XRP?

We are happy to report that, despite the current legal action in the US that has led to the delisting of Ripple's cryptocurrency XRP from numerous American exchanges, Ripple is still available for purchase in the UK.

How To Buy Ripple

To purchase Ripple as a UK resident, you need to conduct your research and choose a reliable online broker or exchange.

In addition, we'll go through where and how to buy cheaply. Let's get started with a quick rundown on how to buy XRP in Good Old Great Britain.

TAKE NOTE: Although this guide isn’t financial advice, we’ll give you friendly neighbourhood research.

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Table of Contents:

Buy Ripple XRP UK (2024 Guide)

Simplest Approach to Buying XRP in the UK ๐Ÿšค

1. Start by signing up for an eToro account

You should check out eToro first ๐Ÿ–ฑ๏ธ. Upload scanned copies of government-issued identification and a recent bill indicating your current address to complete a brief verification procedure after providing basic identifying information.

2. Depositing funds

The bare minimum to open an account with eToro is $50. Wire transfers and debit cards are only few of the accepted methods of payment. In any case, you won't be penalised for making an initial deposit.

3. Check eToro for XRP

In order to proceed, please enter ‘XRP’ into the search bar. Considering that over 6 million eToro users are XRP believers, it's not even a long period of time.

4. Invest

Buying XRP on the spot market or putting money into a cryptocurrency Smart Portfolio on eToro is the next step. That will put you in an advantageous position while haggling over bitcoin of different types.

There is a free service on eToro called CopyTrader for novice traders who wish to emulate the strategies of more experienced traders.

Best Exchanges for Ripple UK

So let’s list out everywhere you might go to get your hands on some XRP.

To acquire more complex methods, that is.

For instance, experienced traders may choose to begin by learning more about the best cryptocurrency exchanges in the United Kingdom. But, you should be aware that brokers tend to be simpler to work with and more strictly regulated.

Service ProviderRating
*1. eToroโ˜…โ˜…โ˜…โ˜…โ˜…Open Account
2. Huobiโ˜…โ˜…โ˜…โ˜…โ˜…Open Account
3. Crypto.comโ˜…โ˜…โ˜…โ˜…โ˜…Open Account
4. Binanceโ˜…โ˜…โ˜…โ˜…โ˜…Open Account
5. CEX.IOโ˜…โ˜…โ˜…โ˜…โ˜…Open Account
6. Coinbaseโ˜…โ˜…โ˜…โ˜…โ˜…Open Account

*eToro Disclaimer: Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.

1. eToro Ripple Exchange ๐Ÿง

Features & Fees:

  • โญ Governed by the ASIC, FCA, and CySEC
  • โญ Signups are high: 23 million
  • โญ More than 45 digital currencies
  • โญ Includes Bitcoin, XRP, EOS, ADA, Ethereum, and Sol 
  • โญ Tight spreads and low fees reduce exposure to risk
eToro logoVisit eToro

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.

76% of eToro retail accounts who trade CFDs lose money. Consider long and hard about whether you're willing to incur the significant chance of losing your cash. Cryptoassets in the United Kingdom are characterised by high levels of volatility and a general absence of regulation. Consumers are not protected in any way. There is talk of a possible income tax.

Great for UK Users ๐Ÿ‘

As a trading platform, eToro (eToro vs IG review โ˜‘๏ธ) is highly recommended in the United Kingdom.

Not only that, but eToro boasts a massive user base of 23 million people who may all be prospective investors.

There is no such safety at either Binance or Coinbase. It should come as no surprise that eToro is the most widely used social trading platform available today.

Stellar Reputation ๐Ÿ†

When purchasing XRP, eToro is the secure cloud platform of choice.

By using the reliable and beginner-friendly broker eToro, you may invest as low as $50 in XRP. That is to say, if you're just getting started and like to keep things low-key, this is your best bet.

Although it is true that eToro does impose spread costs when purchasing and selling bitcoin (as is standard practise), this is secondary to the fact that its fees are quite modest at just 1%.

Clear, Simple Range of Services ๐ŸŽฏ

There are now three methods to get XRP in the UK:

  1. Investing in one of eToro's bitcoin Smart Portfolios might provide you diversified exposure to the market.
  2. You may let more seasoned crypto investors make decisions for you with eToro's CopyTrader feature. CopyTrader on eToro lets you analyse the trading performance of other users and mimic the actions of those who have shown the most promise.
  3. By allocating funds to CopyTrader, you may automatically duplicate the actions of successful traders. The efficacy and efficiency of this strategy demonstrate eToro's devotion to social trading.

Safe Digital Wallets ๐Ÿ’ณ

Transferring Ripple (XRP) from your primary account to the eToro cryptocurrency wallet is a viable option.

Your digital wallet's address on the blockchain enables you to send and receive bitcoin at your whim. To acquire other cryptocurrencies, you may also trade in your XRP.

The watchlist is also something we want to bring to your notice. Indicating Bitcoin or other assets for tracking is a breeze with this helpful app.

eToro not only facilitates trading in XRP UK, but in more than 40 other cryptocurrencies as well. You can get cryptocurrency, Shiba Inus, and the like in a flash.

More than 200 indices, ETFs, and commodities may be selected as investments. In addition, eToro now supports numerous other cryptocurrencies, such as 0x, dYdX, Bancor, and Ankr.

๐Ÿน Our best recommendation for buying Ripple in the UK is eToro due to the flexibility it offers in deposit methods.


  • Excellent interface design
  • CopyTrader's Easy-to-Use Investment Platform
  • eToro Money Wallet
  • Training Course for Mobile App Development


  • A fee of $5 for each withdrawal

2. Huobi Ripple Provider ๐Ÿ’ท

Features & Fees:

  • โญ Latest Investment Opportunities in Cryptocurrency
  • โญ 10 million users 
  • โญ There are now 348 distinct digital currencies on the market


Privacy Geographically ๐ŸŒด

Huobi was once based in China (China censorship stats), but its current operations are being run out of the Republic of Seychelles.

Like Binance and CEX, the exchange has 10 million customers and provides several crypto trading methods. Exchange one cryptocurrency for another or trade pairs of cryptocurrencies using a credit card or P2P marketplace. A 0.2% fee is added to all spot trades.

348 Coins Available in the UK โœ…

If you reside in the United Kingdom, Huobi is where you should go to acquire XRP.

Huobi supports 348 different cryptocurrencies and 57 different fiat currencies and 60 different payment methods (Visa, AliPay, Mastercard, and Faster Payments.)

You may send pounds via Faster Payments. Huobi says it will “shortly” accept withdrawals in British pounds.

Offline Cold Storage of Coins ๐Ÿ’ฐ

Somewhat similar to Coinbase, it safeguards its clients' funds by keeping the vast majority of it offline in cold storage ๐ŸงŠ and has its own security fund rewarding people for reporting security issues.

When it comes to funding digital currencies, Huobi is a brand that can be relied on. The service includes crypto lending, crypto auctions, and crypto drawings. Having access to a free mobile wallet app is also handy.

Overall, Huobi offers several different cryptocurrencies and many different trading tools. It's also wonderful that there's a £300 incentive for signing up.

The fact that Huobi is not regulated in the UK is the only real disadvantage, making eToro the better option.


  • XRP is just one of many currencies
  • Financial incentives for joining up and making early contributions
  • Several cryptocurrency-based financial systems exist


  • Without the watchful eye of the Financial Conduct Authority

3. โ€“ Buy Ripple on Mobile ๐Ÿ“ฑ

Features & Fees:

  • โญ Decreased mutual transaction costs
  • โญ Debit-card acceptance of cryptocurrency
  • โญ Every major credit or debit card will work instantly to buy XRP

High Trust Rating โ˜‘๏ธ

For newcomers to the cryptocurrency market in the UK, is the best location to purchase XRP.

Due to its regular trading volume of over £2 billion per day, is consistently ranked by CoinMarketCap as one of the top 10 cryptocurrency exchanges worldwide.

The platform is compatible with a wide variety of digital currencies, including ERC-20 tokens, altcoins, and smaller tokens like DeFi. The 0.4% taker/maker charge on the platform makes buying XRP an inexpensive choice.'s XRP Exchange is Very Compatible ๐Ÿ’ธ

Moreover, offers a mobile app that is user-friendly for beginners since it is designed for retail investors. Via the app, you may instantly buy XRP with any major debit or credit card (with no fees for one month.)

If a transaction is made using a credit card after the first 30-day grace period, a 2.99% charge will be applied to the total amount of the purchase. 

The website may not accept FIAT cash just now, but users may still fund their accounts with FIAT using the app.

Awesome Incentives for Ambitious Investors ๐Ÿ›ฉ๏ธ

The app includes a number of useful tools, such as a crypto debit card that can be used to make purchases using bitcoin in the same way that fiat cash can be used.

To earn the platform's native token, CRO, and other prizes, users must accomplish missions in the app's 'Missions' area.

At long last, a secure place to save your XRP is here with’s trusted wallet software. This puts you in command of your own biometric authentication and private keys.


  • Supports almost 200 cryptos
  • Get an app to store cryptocurrency
  • Works on mobile


  • The card has somewhat high fees once the promotional period ends

4. Binance - Buy Ripple (for The Experienced) ๐Ÿ“š

Features & Fees:

  • โญ More than 500 distinct pairings of cryptocurrencies exist
  • โญ Make use of Binance's free Trust Wallet to store your cryptocurrency
  • โญ XRP may be bought instantly with a credit card.
  • โญ UK's leading exchange

Highest-Volume Exchange ๐Ÿ’น

If you're an experienced trader looking to purchase XRP, Binance is where you want to go.

It’s one of the world’s major cryptocurrency exchanges. Binance is the highest volume of any cryptocurrency exchange and the lowest trading costs everywhere, only 0.1% when purchasing XRP.

There are almost 500 different cryptocurrency pairings available on Binance, which is a major perk. In addition, direct XRP UK purchases made with a credit card are eligible for a 1% credit card commission.

Making a Binance Purchase of Ripple ๐Ÿ›๏ธ

The easiest approach to get XRP from the UK market on Binance is to fill your account with fiat cash or a card, and then immediately exchange for XRP.

Binance also has a decentralised exchange, or P2P, where users may trade cryptocurrencies directly with one another. Investors with more expertise and initiative, however, may want to think about that possibility.

Unlike eToro, Binance does not have a simple copy trading function. It's clear that Binance caters to more experienced cryptocurrency dealers.

Best for Experienced Users! ๐Ÿ–ฑ๏ธ

While novices may find the interface challenging, the exchange itself offers them access to several powerful trading opportunities. But, if you get the Binance app for your smartphone, you may utilise Binance Lite, which may simplify things.

Users have griped that verifying their accounts on Binance takes too long and is too difficult. On the other side, Binance offers a free wallet service (similar to.eToro) called Binance Trust Wallet.

Trusted Choice ๐ŸŒž

While using Binance, you may purchase Ripple using PayPal, but only in P2P trades. When taking into account Ripple's current SEC legal battle, however, betting on the XRP price might be risky.

Binance offers a wrapped form of XRP that tracks the value of XRP but is not housed on the blockchain. Clever strategy. You can read our full analysis of Binance here.


  • Variety of marketplaces
  • Excellent and simple-to-use mobile app
  • Advanced features


  • Lack of governmental regulation in monetary dealings

5. CEX.IO โ€“ Popular UK Ripple Exchange ๐Ÿ“Š

Features & Fees:

  • โญ Buying XRP with a credit card is immediate
  • โญ 135+ fiat and cryptocurrency pairings
  • โญ Cryptocurrency staking and leveraged trading

Fast Exchange with 4 Million Users ๐Ÿ’จ

CEX was founded in 2013, and since then, it has become one of the UK's most trusted cryptocurrency exchanges. Not to mention, it has over 4 million members, so it must be popular.

When it comes to buying and selling bitcoin, CEX is just as versatile as Binance.

CEX uses a scaling maker-taker for their trading fees. Taker fees are 0.25 percent of the total for XRP buying under £10k.

Not only does CEX provide a free “hot” cryptocurrency wallet, margin trading, a debit card, lending options, an app, and bitcoin staking, but it also offers a wide variety of additional helpful services.

Buy With a CC ๐Ÿ’ณ, a trusted cryptocurrency exchange, is where you should go to buy Ripple UK.

With a credit card, you may buy XRP instantaneously, or you can put cryptocurrency or fiat cash into your account and convert it at the XRP spot price.

Instant purchases made with a credit card are limited to about £2,000, with a minimum purchase of £15. In addition, there will be a commission added.

Overall ๐Ÿ“—

To sum up, CEX is a wonderful alternative for British investors because of the many different ways in which money may be deposited.

SWIFT, bank wire, credit card, e-check, and Skrill are all viable payment methods. It's a bummer that PayPal can't be used to buy anything here.

Although the standard fee rate for credit card deposits is 2.99%, British investors may now take advantage of a rate of 1.49%.


  • Getting a temporary FCA licence
  • Good assistance


  • It's normal for newcomers to feel absolutely lost
  • Difficult-to-comprehend prices due to their structure

6. Coinbase โ€“ Leading Exchange ๐Ÿ—บ๏ธ

Features & Fees:

  • โญ Transaction costs are lowered for Coinbase Pro users
  • โญ Using Coinbase's no-cost cryptocurrency wallet
  • โญ Providing free cryptocurrency as an incentive

Recognised Brand-Name ๐Ÿท๏ธ

Coinbase (review) is a widely used cryptocurrency exchange that provides easy access to many different digital currencies.

Although eToro is a social trading platform, Coinbase is an actual bitcoin exchange. And the demand is really high.

Although Coinbase has many licences in the US, unlike eToro, it lacks a regulatory backup in the UK.

Key Features When Buying Ripple ๐ŸŒŠ

You can buy and sell cryptocurrencies instantly using Coinbase.

Yet, the 3 following features make this trading platform an excellent option for UK crypto traders.

  • โœ… To put it in perspective, Coinbase has 70+ million users, all verified, which is phenomenal. Coinbase was the first cryptocurrency exchange when it debuted on the NASDAQ in April 2021.
  • โœ… Coinbase stores 98% of user assets offline: “worldwide in safe vaults and deposit boxes throughout the world”, a practise that has proven to be just as effective as “cold” wallets, which only connect to the internet while conducting transactions.
  • โœ… Coinbase is a cryptocurrency exchange that now supports more than 50 different digital currencies. This is more than eToro's 45+ cryptocurrency choices.

That said, there have been people who dispute Coinbase's security record.

How much does it cost to use Coinbase? ๐Ÿ’ฒ

Yet, Coinbase's pricing structure has room for improvement. Users may find the method confusing and expensive due to the combination of flat prices and commissions.

A 3.99% charge is applied to all direct credit card payments made on Coinbase, so you may wish to find another way to pay for your cryptocurrency.

The chief operating officer of Coinbase, E. Choi, has said that a “compression” of the pricing scheme is coming, which is excellent news for users.

Well-Reviewed and Trusted โค๏ธ‍

Coinbase, like eToro, offers a crypto mobile app for convenient cryptocurrency trading on the move. Being able to keep tabs on the bitcoin market on a regular basis is helpful, given how quickly it may change.

User reviews suggest that this is an effective resource. The bitcoin wallet service offered by Coinbase is free of charge.

As other US exchanges have already delisted XRP pending the outcome of Ripple's appeal against the SEC, Coinbase has done the same.

Coinbase only accepts PayPal for withdrawals, so if you're a UK investor trying to purchase Ripple, you'll need to use another service.

As a conclusion, there are several factors that contribute to Coinbase's widespread popularity and reliability. Together with eToro, it's a great option for newcomers to the bitcoin market.


  • Most customers' funds are stored in a safe, remote place
  • About fifty cryptos


  • Difficult-to-comprehend prices due to their structure
  • CC transactions will incur a 3.99% fee

Ripple UK (2024) Buying Guide โญ

A Roadmap to Success ๐Ÿ—บ๏ธ

First, what exactly is XRP?

Bear in mind that XRP is a cryptocurrency that uses its own blockchain. What's more amazing is that XRP is the sixth biggest cryptocurrency by market cap, at over £15 billion.

Ripple, which launched in 2012, is a rival settlement network to SWIFT. If a transaction takes days to clear via SWIFT, it may clear using XRP in seconds.

When compared to other cryptocurrencies, XRP payments follow a somewhat different protocol. The real Hawala system has been compared to this hypothetical one.

While Bitcoin's Proof-of-Work system has a significant impact on the environment, Ripple's technology has a significantly lower carbon footprint.

Is it a Good Idea to Buy XRP?

Courtroom Ripple Case: A Growing Issue ๐ŸŒณ

Previously, we discussed the ongoing legal battle between Ripple and the US Securities and Exchange Commission (SEC).

Several U.S. exchanges have removed XRP from their listings, however this scenario is anticipated to improve soon. If Ripple prevails in court, XRP's value is expected to surge, but it is still available in the UK.

What Condition is the Cryptocurrency Market in?

Once China outlawed cryptocurrency-related activities, the whole market promptly crashed by 20%. The price of cryptocurrencies looks to have bottomed out even now. But, if the crypto market as a whole experiences a price rebound, XRP would likely rise in tandem with Bitcoin.

Environmental Concerns

Many worry about the environmental effect of Bitcoin mining since some claim that the most popular cryptocurrency consumes as much electricity as Sweden. Ethereum's eco-drain might be reduced by as much as 99% thanks to the current schism.

It's great that Ripple has always cared about the environment. All of the XRP that will ever be mined has already been mined.

This not only makes XRP a more environmentally responsible option, but also makes it comply with any restrictions that may be enacted in the future.

Ripple is Rather Old

Contrasting to Dogecoin and Shiba Inus, XRP has been around longer than any of the other two cryptocurrencies. With widespread acceptance from banks across the world and its own blockchain, Ripple's cryptocurrency has a market valuation of more than £15 billion.

Lots of Community Backing โค๏ธ‍

Many people use Ripple, and those that do are committed to the network as a whole. Some individuals will stop at nothing to safeguard their XRP holdings. More importantly, this is fantastic news for a cryptocurrency.

Ripple Price Predictions ๐Ÿ“Š

The value of XRP has dropped because China has made it clear that cryptocurrency transactions are unlawful and because Bitcoin mining has been outlawed in one of China's most important provinces.

Analysts agree that XRP will eventually bounce back. Large investors reportedly have stop-loss orders set at the £0.41 level, according to some market observers.

Hence, it's possible that market makers may try to push prices down to free up liquidity. Popular cryptocurrencies like Dogecoin, Bitcoin and Ethereum are in a similar situation. Absolutely everything is possible.

Buy Ripple Alternatives

Buying XRP Using PayPal

You may use your PayPal account to make deposits and withdrawals on Coinbase. In some markets, you may use your PayPal account to purchase XRP. Don't forget to count the price.

Buying XRP Using a Credit/Debit Card

Cryptocurrency may be purchased instantly with a credit card on exchanges like as CEX, Huboi, Coinbase, and Binance. Be cautious to avoid shelling out any extra fees for commissions.

You may make a free deposit with a debit card and purchase XRP in a matter of seconds on the eToro online platform.

Buying XRP Using a Moneybookers/Skrill/Neteller Account

Funding your eToro account and purchasing XRP is accessible using both Neteller and Skrill.

Ripple Wallets ๐Ÿ’ผ

Use a Wallet to Safely Hold Your XRP

You may already know that crypto wallets function similarly to the wallets you used to keep in your jeans' pockets, except now they are kept in a safe online location.

The storage and transportation of precious items is the major goal of these structures. This allows you to make payments and purchases using the cryptocurrency. Nonetheless, the 'gas' fees that are required to complete a transaction on a blockchain remain the same.

The use of a wallet usually results in charges when transacting with cryptocurrencies or staking coins to get rewards. When moving bitcoin to another address, transaction fees are often not charged by the finest wallets (like eToro's Money crypto wallet).


One major upside of cryptocurrency wallets is that they can be obtained conveniently and at no cost. Theft of personal property is a constant threat.

There is a wide range of wallets available for storing cryptocurrencies, and each has its own pros and cons.

Only while making a purchase do cold wallets connect to the internet, making them more secure than hot wallets. Hot wallets are always connected to the internet, allowing users to instantly send and receive funds and monitor their balances.


While shopping for a wallet, it's best to get one that has been officially sanctioned. Because of this, we suggest putting your XRP in the no-charge eToro crypto wallet.

eToro's wallet has been reviewed and certified by the Gibraltar Services Commission, and it comes with a number of convenient extras including a key that can't be misplaced.

Conclusion ๐Ÿ

Hopefully, after reading this, you have a better understanding of Ripple, XRP, and where to purchase it in the United Kingdom.

In the United States, XRP is now at the centre of a court lawsuit that may ultimately define the extent to which the Securities and Exchange Commission will intervene in the cryptocurrency market. A radical shift in the industry's trajectory may result from this.

In any event, obtaining XRP in the UK is not impossible. Based on our investigation, we have determined that eToro is the optimal environment in which to engage in such activities.

eToro is an excellent site because of its cheap costs, openness, and plenty of useful tools. You may use eToro's bitcoin (price predictions) trading platform and wallet. Cryptocurrency trading is now possible on the go with the eToro mobile app.

FAQs ๐Ÿ“š

Is XRP officially recognised by the UK government?

In the United Kingdom, purchasing and trading XRP is entirely legal. Users in the UK are unaffected by the SEC's action against Ripple, since it only applies to platforms and exchanges in the US.

It's possible that XRP will surpass all other cryptocurrencies in terms of value.

Despite XRP's grand goals and amazing features, this is very unlikely to occur.

Can less than 1 XRP be purchased?

Indeed, you can. In buying XRP, one might participate in what is known as “fractional trading”, wherein less than a whole unit is bought.

Is it too late to buy XRP now?

How XRP's price will act is hard to predict because of the overall decline in the cryptocurrency industry.